Renting: your things are yours
As a tenant you insure your own belongings. Part of the damage you cause the landlord may be covered (fire, explosion, water from pipes), but some terms exclude damage to rented items. We check which offer says what.
You can switch in March
No need to wait for the anniversary. The insurer writes to you by 15 February; your cancellation must arrive by 31 March, and the policy ends on 30 April, free of charge.
The sum insured matters
If it is lower than the real value, the insurer usually pays in proportion: insure half the value, and a HUF 1,000,000 loss pays HUF 500,000. After renovation (roof, bathroom, kitchen) check it first.
| What | What to expect |
|---|---|
| Flood waiting period | 15 days in many products, 30 in some |
| Reporting a claim | from 2 to 30 working days |
| Burglary | payouts often depend on the lock, door and alarm |
| Excess | none in some, optional for a discount in others |
| Wear and tear | not a loss in itself |
Had a loss?
Each insurer’s home claim form and deadline: Hungarian insurers: contacts and claims.
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